🔥 Disaster-Proof Your Insurance: What to Know Before Fire Season Hits

At Crown Point Insurance, we’ve seen firsthand how quickly things can change during fire season here in the Gorge. Wildfire risk is real—and it's growing. If you’re like most people, insurance is one of those “set it and forget it” things. But during fire season? It needs your attention now, not later.

Here’s how we help our clients prepare before the smoke is even in the air:

✅ 1. Review Your Coverage Limits

When was the last time you looked at your home insurance policy? If it’s been more than a year, it’s time. Construction costs have risen, and so has the cost to rebuild a home. If your policy hasn’t kept up, you could be underinsured.

We’ll help you calculate your home’s current replacement cost—not just its market value—so you’re not left short if the worst happens.

🧾 2. Check for Fire-Specific Gaps

Not all policies automatically cover temporary housing during evacuation/loss of use.

We walk you through the fine print and make sure your coverage reflects real-life recovery—not just a line item on paper.

🧳 3. Create a Home Inventory (Seriously, Do It)

You don’t need to be fancy. A simple phone video walk-through of each room is better than nothing. If you ever have to file a claim, it’ll be priceless.

We’ve got free inventory templates if you’re ready to get organized. Just ask—we’ll send them over.

📞 4. Make Sure We’re in Your Emergency Plan

During an evacuation, emotions run high and time is short. We always recommend:

• Saving our contact info in your phone

• Printing your policy summary and keeping it in a “go bag”

• Letting a trusted friend or family member know where to find your documents

  
  

When things get chaotic, we want you to know we’ve got your back.

👋 Let’s Talk Before Fire Season Peaks

We’re not here to scare you—we’re here to prepare you. Fire season isn’t just a risk; it’s a reality in our community. Let’s get ahead of it.

Please give us a call, send a message, or visit

our office. We’ll review your policy together and ensure you’re truly covered, not just partially covered.

Ready for a fire season insurance checkup? Call us today or drop us a message—we’ll make it quick, simple, and worth your while.