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Want to Lower your Car Insurance Premiums in Oregon or Washington?

Updated: May 3

It seems like everyone’s car insurance premiums are increasing these days.  If you are experiencing the ever-increasing premiums, here are 5 ways you might be able to lower your premiums.

Shop Around

Don’t settle for the first quote you receive! Explore your options by comparing quotes from different insurance companies. 

Increase your Deductibles

Consider raising your deductibles to lower your monthly premiums.  Just keep in mind that you’ll need to pay more out of pocket if you ever need to file a claim.

Ask About Discounts

Many insurers offer discounts for things like- being a good driver, bundling your policies, or opting into telematics. 

Maintain a Good Driving Record

Your driving history plays a significant role in determining your insurance rates.  By avoiding accidents, tickets, and claims you can keep you record clean and potentially quality for lower premiums.

Adjust Coverages

Review your coverage options and consider dropping unnecessary or excessive coverages.  Adjusting your coverage types can help you find a balance between protection and affordability.

Ready to start saving on your car insurance?  Reach out to us today to learn more about how you can maximize your savings and find the coverage that fits your needs and budget or stop by our office on the Heights in Hood River.

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