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Rising Insurance Costs in the Columbia River Gorge

Updated: May 3

Have you noticed your car and home insurance costs creeping up lately? You’re not alone. Let’s unpack why this is happening and what you can do about it.

As with many things in our world, insurance rates are on the rise.  But why?!?  According to a recent NPR article, insurance companies insist they’re playing catchup after 2 years of losses.  Inflation is partly to blame for that- as the cost of fixing or replacing damaged homes and cars have jumped sharply in recent years.  Insurers are also contending with a mounting toll of natural disasters that tend to be very costly.

So, what can you do about it? Here are a few strategies to consider. 👉🏽

1. Shop around (but avoid hopping from one insurer to another too frequently!)

2. Bundle your policies for potential discounts.

3. Absorb smaller claims to avoid potential rate hikes.

Feeling overwhelmed? Don’t worry!  We’re here to help.  Our team can evaluate your policies and shop carriers to find the best options for you. Feel free to stop by our office at 1010 12th Street on the heights in Hood River. Reach out to today to start the conversation!

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